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Personal Savings

From young savers to college students to senior citizens, Albany Bank & Trust offers a wide variety of accounts to meet the diversified personal needs of our community.

Money Market

Earn a competitive interest rate with no monthly maintenance fee, if minimum balance is maintained.

Statement Savings

Receive monthly statements and have the convenience of ATM access.

Senior Statement Savings

With the convenience of our regular statement savings, senior citizens age 55 or older can make unlimited withdrawals at a teller window for no charge.

Young Savers Statement Savings

Young savers under the age of 18 can experience the excitement of watching their own money grow. 

Certificates of Deposit

We offer a wide variety of rates, terms and opening deposit amounts.

Individual Retirement Accounts

Choosing one of our IRA's will enable you to earn a competitive interest rate and receive special tax benefits.