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Individual Retirement Accounts

Individual Retirement Accounts
Term LengthRate TypeOpening BalanceInterest RateAnnual Percentage Yield
12 Months Fixed $500.00 0.25% 0.25%
18 Months Floating $500.00 0.40% 0.40%
18 Months Fixed $500.00 0.40% 0.40%
30 Months Fixed $500.00 0.65% 0.65%

 

We use the Daily Balance Method to calculate the interest on your account. This method applies a daily periodic rate to the Balance in your account each day. Interest is accrued daily, compounded and credited monthly to your account from your account’s issue date and at maturity. The APY assumes that interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings.
18 Months Floating Rate: This is a Variable Rate Account. Your Interest Rate and APY may change at any time. Interest is accrued daily, compounded and credited monthly to your account on the last calendar day of each Calendar Month and on your accounts maturity date.
Penalty may be assessed for early withdrawal. APY is accurate as of January 8, 2013.