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Certificates of Deposit

Certificates of Deposit
Term LengthOpening BalanceInterest RateAnnual Percentage Yield
31 Days $20,000.00 0.05% 0.05%
91 Days $10,000.00 0.10% 0.10%
182 Days $7,500.00 0.15% 0.15%
1 Year $5,000.00 0.25% 0.25%
2 1/2 Years $2,500.00 0.65% 0.65%
5 Years $5,000.00 1.00% 1.00%

Jumbo Certificates - $100,000.00 or more

Please call a Personal Banker at (773) 267-7300 for the Interest Rates and Annual Percentage Yields of our Jumbo Certificates. The required minimum deposit is $100,000.00 or more.

We use the Daily Balance Method to calculate the interest on your account. This method applies a daily periodic rate to the Balance in your account each day. Interest is accrued daily, compounded and credited in accordance with your Interest Payment Schedule credited to your account or by bank check from your account’s issue date. The rate of interest will be paid until the maturity date of the account. The APY assumes that interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. You must maintain the Opening Deposit Amount in your account every day to obtain the APY. Penalty may be assessed for early withdrawal. APY is accurate as of January 8, 2013.