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Certificates of Deposit

Certificates of Deposit
Term LengthOpening BalanceInterest RateAnnual Percentage Yield
31 Days $20,000.00 0.05% 0.05%
91 Days $10,000.00 0.10% 0.10%
182 Days $7,500.00 0.15% 0.15%
1 Year $5,000.00 0.25% 0.25%
2 1/2 Years $2,500.00 0.65% 0.65%
5 Years $5,000.00 1.00% 1.00%

Jumbo Certificates - $100,000.00 or more

Please call a Personal Banker at (773) 267-7300 for the Interest Rates and Annual Percentage Yields of our Jumbo Certificates. The required minimum deposit is $100,000.00 or more.

We use the Daily Balance Method to calculate the interest on your account. This method applies a daily periodic rate to the Balance in your account each day. Interest is accrued daily, compounded and credited monthly to your account or by bank check from your accounts issue date. For the variable rate accounts (above), the rate of interest will be paid until the maturity date of the account. At our discretion, we may change the interest rates at anytime. Penalty may be assessed for early withdrawal. APY is accurate as of January 8, 2013.