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A.B.C. Certificates of Deposit

For use with ABC Credit Rehabilitation Loans

A.B.C. Certificates of Deposit
TermOpening BalanceInterest RateAnnual Percentage Yield
12 Months $2,500.00 0.25% 0.25%
18 Months $2,500.00 0.40% 0.40%
24 Months $2,500.00 0.50% 0.50%
30 Months $2,500.00 0.65% 0.65%
60 Months $5,000.00 1.00% 1.00%

We use the Daily Balance Method to calculate the interest on your account. This method applies a daily periodic rate to the Balance in your account each day. Interest is accrued daily, compounded and credited in accordance to your accounts Interest Payment Schedule credited to your account from your accounts issue date.  At our discretion, we may change the interest rates at any time. Penalty may be assessed for early withdrawal. APY is accurate as of January 8, 2013.