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Privacy Policy

Albany Bank and Trust Company, N.A. recognizes how important personal privacy is to our customers. We want you to be aware of the principles that we follow when collecting, maintaining, using and safeguarding information about your relationship with us.

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FACTS

WHAT DOES ALBANY BANK & TRUST COMPANY, N.A.
DO WITH YOUR PERSONAL INFORMATION?

 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Wire Transfer Instructions
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Albany Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information:

Does Albany Bank share?

Can you limit this sharing?

For your everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates' everyday business purposes -
Information about your transactions and experiences
No We Don't Share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We Don't Share
For our affiliates to market to you No We Don't Share
For nonaffiliates to market to you No We Don't Share

 

Questions? Call (773) 267-7300 or go to www.albanybank.com

 

Who we are

Who is providing this notice? Albany Bank and Trust Company, N.A.

 

What we do

How does Albany Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Albany Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Pay your bills
  • Use your debit card
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates Companies related by common ownership or control. They can be
financial and nonfinancial companies.
  • Albany Bank has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Albany Bank does not share with non-affiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Albany Bank does not jointly market