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Agreement and Acceptance of Terms

This is a legal Agreement between you and Albany Bank for the use of this service (the "Service"). Either you or Albany Bank may terminate this Agreement. You may terminate this Agreement and your use of the Service at any time, or Albany Bank may terminate this Agreement at any time with or without notice on your default or breach hereof.

Acceptance of Terms

If you do not agree to the terms and conditions in this Agreement, do not register for or use the Service. By completing the registration and using the Service, you signify your agreement with the terms and conditions of this Agreement. This Agreement may be updated from time to time. Upon any change, Albany Bank will notify you by email. If you continue to use the Service thereafter, your continued use of the Service constitutes acceptance of the changes and an agreement to be bound by this Agreement, as amended. If you do not agree to the changes, you agree to discontinue your use of the Service.

Description of Service

Albany Bank provides a personal financial information management service that allows you to consolidate and manage your personal financial information.

Business Customers

Please print and complete our Business Internet Banking Application and drop it off at one of our convenient locations. A personal banker will be happy to assist you in completing the enrollment process.

User Information

In order to activate the Internet Banking Service, you will need to provide some Personal Information.

Privacy

Albany Bank will not sell, exchange, or release your Personal Information or Account Information to any third party without your express permission, unless required by law or court or governmental order.

User Responsibilities

You agree to provide accurate and complete Personal Information required to activate the service. You agree to provide accurate and complete Account Information required to utilize the service. You agree to keep your Personal Information and Account Information up to date and accurate. You agree to protect the confidentiality of your password and your account, not to disclose your password to other parties, and to notify Albany Bank immediately of any unauthorized use of your password or account. You agree not to use the Service to conduct any business or activity or solicit the performance of any activity which is prohibited by law. You agree that your right to use the Service is personal to you, and may not resell or make any commercial use of the Service.

Limitation of Warranties and Liability; Disclaimer of Warranties

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. Albany Bank EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. Albany Bank DOES NOT WARRANTY THAT THE SERVICE WILL MEET YOUR NEEDS, OR THAT THE OPERATION WILL BE ERROR FREE OR UNINTERRUPTED, OR THAT ALL ERRORS IN PROGRAMMING WILL BE CORRECTED.NEITHER Albany Bank NOR ANY OF ITS UNDERLYING SERVICE PROVIDERS, INFORMATION PROVIDERS, LICENSORS, EMPLOYEES, DISTRIBUTORS OR AGENTS SHALL HAVE ANY LIABILITY FOR INCIDENTAL, CONSEQUENTIAL, INDIRECT OR SPECIAL DAMAGES SUFFERED BY YOU OR ANY OTHER PARTY AS A RESULT OF THE OPERATION, INABILITY TO OPERATE OR MALFUNCTION OF THE SERVICE, REGARDLESS OF WHETHER OR NOT SUCH PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to protect and fully compensate Albany Bank and its affiliates, and service providers from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorney's fees) caused by or arising from your use of the Services, your violation of this Agreement or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.

General

This Agreement and the Service shall be governed by the laws of the State of Illinois, without regard to its conflicts of law provisions. If any provision or provisions hereof shall be held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be in any way affected or impaired thereby. Such unenforceable provisions shall be construed, to the extent possible, to reflect the intentions of the parties. This Agreement and any modifications published by Albany Bank over the Service constitute the entire and only agreement between you and Albany Bank with respect to the Service.

ATTENTION: For Business Internet Banking Application please refer to our Business Customers tab at the top of this page.

I Agree  I Decline