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Personal Checking

From young savers to college students to senior citizens, Albany Bank & Trust offers a wide variety of accounts to meet the diversified personal needs of our community.

Regular Checking

This account features unlimited check writing and no monthly maintenance fee, if minimum balance is maintained.

Low Cost Checking

You may prefer to carry a low balance with minimal check writing.

College Student Checking

Designed for full time college students, this account features a low monthly maintenance fee of $2.50.

Senior Citizen Checking

This account features unlimited checks with NO monthly maintenance fee and NO checks paid fee.

N.O.W. Account

Earn interest on your checking account with a daily minimum collected balance.

Senior Citizen N.O.W. Account

A N.O.W. account with special benefits just for seniors, age 55 and older!